Serious injuries deserve a serious lawyer, and one you can actually reach.

After a bad wreck, the other driver’s insurance company usually calls within days. The adjuster is friendly and wants a recorded statement. The goal is to pay as little as possible, as quickly as possible, before you know how badly you’re hurt.

Josh Hopkins has represented injured Texans for more than 30 years. When you hire him, he handles your case personally, from the first call through settlement or trial.

What Insurance Companies Count On

• That you’ll talk before you call a lawyer. Anything you say in a recorded statement can be used to minimize your injuries or shift blame to you.
• That you’ll settle early. A quick offer can come before you know whether you need surgery, more therapy, or time off work. Once you sign a release, the claim is over.
• That gaps in treatment will hurt your case. Insurers argue that if you skipped appointments, you weren’t really hurt.
• That you don’t know your own coverage. Many people have Personal Injury Protection (PIP) and uninsured/underinsured motorist coverage on their own policy and never use it.

Texas Insurance Rules That Matter

Texas is an at-fault state. The driver who caused the wreck, and their insurer, is responsible for your damages.

Minimum coverage is low. Texas only requires drivers to carry $30,000 per person in bodily injury coverage. In a serious crash, that’s often not enough. Finding every available policy is one of the most important things a lawyer does.

Your own policy may help. Texas insurers must offer PIP and uninsured/underinsured motorist coverage, and you have it unless you rejected it in writing. These can cover you when the other driver has no insurance or not enough.

Company vehicles change the case. If the other driver was working at the time, their employer may be responsible too, and commercial policies are usually much larger.

Common Causes of Serious Car Wrecks

• Distracted driving and texting
• Drunk or impaired driving
• Speeding and racing
• Running red lights and stop signs
• Failure to yield on left turns
• Rear-end collisions and following too closely
• Unsafe lane changes on highways like SPID, I-37, and the Crosstown

Injuries We See

• Traumatic brain injuries and concussions
• Spinal cord injuries and herniated discs
• Broken bones requiring surgery
• Internal injuries
• Scarring and burns
• Injuries that lead to wrongful death

What To Do After a Car Accident

1. Get medical care right away, and follow through with treatment.
2. Call the police and get the report number.
3. Take photos of the vehicles, the scene, and your injuries.
4. Get the other driver’s insurance information and witness contact information.
5. Don’t give a recorded statement to the other driver’s insurer.
6. Don’t post about the wreck on social media.
7. Talk to a lawyer before you sign anything.

Compensation You May Be Able To Recover

Depending on the facts, injured people may be able to seek compensation for:

• Past and future medical expenses
• Lost wages and loss of earning capacity
• Physical pain and mental anguish
• Physical impairment and disfigurement
• Property damage

Don’t Wait — Deadlines Apply

Every claim has a legal deadline to file, and some are much shorter than people expect, especially claims involving a government vehicle, property, or employee, which can require written notice within months. Missing a deadline can end a claim permanently. The deadline in your case depends on your specific facts, so talk to a lawyer as soon as possible.

This information is general and is not legal advice. Reading this website or contacting us does not create an attorney-client relationship.

Frequently Asked Questions

Should I take the insurance company’s first offer?

Not before you understand the full extent of your injuries and your coverage. Once you sign a release, you can’t reopen the claim.

What if the other driver doesn’t have insurance?

Your own uninsured/underinsured motorist coverage may pay, if you have it. We’ll review your policy.

What if I was partly at fault?

Under Texas law, you can still recover if you were 50 percent or less responsible. Your recovery is reduced by your percentage of fault.

How much does it cost?

Nothing up front. Car accident cases are handled on a contingency fee, so there’s no attorney’s fee unless we recover money for you. The firm advances all case expenses. They are repaid from the recovery, and if there is no recovery, you owe nothing.

Talk to Josh Hopkins Today

If you were seriously hurt in a car accident, call 361-31-LAWYR (361-315-2948) or request a free case review online. Se habla español.

Prior results do not guarantee a similar outcome. Josh Hopkins is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization. Lawyer responsible for this content: Josh Hopkins, Corpus Christi, Texas.